When you have been involved in an accident due to someone else’s negligence, you can file for compensation from the person’s insurance company. The insurance company will have their lawyers meet with you to ascertain whose fault the accident was and the matter of the compensation. It is advisable to get your own lawyer to represent you because the issue could become complicated.
You will need to get a lawyer that has experience with personal injury claims to help you out. Here are the reasons why it is important to have a personal injury lawyer when communicating with insurance companies.
To Explain The Legal Talk
Since you are not an expert on legal matters concerning personal injury claims, the lawyer comes in handy. They will explain to you what is required and help you out if there are any clauses that you do not understand. Without a lawyer, it would be very easy to get confused which means that you may end up signing something that you do not understand.
You can easily get taken advantage of by the insurance company. Keep in mind that the insurance companies have their own lawyers who are supposed to make sure that there is less money offered during compensation. Without a lawyer, it is very easy to be pressured into a less amount.
For Liability Purposes
Having your lawyer present is important so that they can show evidence of the injuries you sustained during the accident. Insurance companies often try to show that some of the injuries were not a result of the accident so as to pay you less than they should. Your lawyer should be able to give clear evidence that the injuries you have sustained happened at the time of the accident, and not earlier or later.
Advise You On The Value Of The Claim
It is best to have a lawyer when communicating with the insurance company because you need to be compensated in full. If it is very clear that the accident was not your fault, the most likely scenario is that the adjusters will try to show that you should not receive the full amount you are owed. You could end up receiving significantly less, which could mean that you have to pay out of pocket for some of the treatment that you receive.
Your lawyer’s job is to prove the value of the claim. They will negotiate on your behalf and ensure that you get what you should.
To Prevent Delays
Delaying your compensation is a tactic that most insurance companies use. They are aware that doing this means that you will grow desperate and have to accept an offer even when it is not what you wanted. If you have had to quit your job and have medical expenses, you could feel pressured to take less than you are owed. A personal injury lawyer will ensure that this is not the case. They will gather details and avoid unnecessary delays. They could also tell the insurance company that they will move to trial if they see foul play.